hey look! someone with brains! 
ahha okok joking lar..
i do agree, but i think we should all support ourselves and make
our own financial decisions after our parents support us thru study
and wat not. whether or not we live with them still.
of course, if we still do, there is a buffer. really cannot take
it, quit, take a breather, and start again. some have this luxury,
some don't. 